What this policy covers in India
This policy explains the data we collect when you open an account, log in, move money through UPI, Paytm, PhonePe or Google Pay, and send us a message. We may keep your name, contact details, device signals, IP address, session logs, payment references and any files
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you send for verification. We use that data to run the account, stop abuse, fix errors, answer requests and meet legal duties that apply in India or in the place where you use the service. We do not sell your data as a product. We share
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it only with service partners that help us run payments, security and support, or when lawfully required. If you close the account, some records stay with us for audit, dispute handling and tax checks for the period the law requires.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.